Intra-bank Remittance

I. Function Description

The function enables the remitter remit from his/her private settlement account such as Oriental Card or Current savings passbook with SPDB to accounts (including Oriental Card, Current savings passbook, credit card and corporate account) of the remittee with SPDB. 

The remitter can set automatic remittance rules for the system to automatically remit from his/her private settlement account such as Oriental Card or Current savings passbook with SPDB to Oriental Card and Current savings passbook of the remittee with SPDB on a regular basis.

II. Charge

Remittance within the same city: free

Remittance to other cities: 0.5%, 2 Yuan to 50 Yuan (counter and self-help)

              0.2%, 2 Yuan to 30 Yuan (online banking and telephone banking)

Preferential Measures:

1. Free for VIP customers with platinum card for wealth management; 

2. Entrusted accounts meeting SPDB agency distribution standards are exempted from paying fee for the first inter-bank different city remittance/transfer each month (counter, online banking, self-help equipment and telephone banking consolidated statistics);  

3. Automatic remittance to the credit cards and corporate accounts are free for the time being.

III. How to Apply

Please apply for the service via counter, online banking, telephone banking and self-help banking.