Premium Weekly Deposit
Flexible deposit and withdrawal bring higher proceeds and help investment & wealth management
——7-day “Premium Weekly” 2.0 upgrade version
helps your wealth management
Product Introduction
Premium Weekly Deposit is a deposit product to satisfy your short-term wealth management demands of a large amount of capital on the basis of 7-day notice deposit, complemented by automatic notice, automatic renewal and automatic transfer functions.
Premium Weekly version 2.0 has unveiled the brand-new “Automatic redeposit” function for flexible transfer between current account and automatic notice deposit account and capital liquidity, so that you can enjoy high proceeds of 7-day notice deposit and high convenience of current account by transferring deposits and paying by card easily.
Product Features
1. Automatic opening and flexible setup
You only have to apply once to open the function of automatic redeposit of Premium Weekly Deposit, with the minimum reserved amount of the current account as 0 Yuan; after subscription, you can modify the minimum reserved amount of the current account. Automatic notice deposit account opening amount is 50,000 Yuan, and the redeposit shall be made in integral multiples of 1000 Yuan.
2. Automatic redeposit with flexibility
Your current account capital can be automatically transferred into the automatic notice deposit account as long as notice deposit and redeposit conditions are satisfied. The account capital deposit term is 7 days, and will be re-deposited upon maturity for 7-day notice deposit proceeds.
3. Proceeds of notice deposits and flexibility of current accounts
When you withdraw or pay with card and encounter current account capital deficiency, you can withdraw your automatic notice account deposit anytime to enjoy the flexibility of current accounts and peace of mind. During the same night, the capital in the automatic notice account will be automatically transferred out with integral multiples of 1000 Yuan according to the principle of LIFO (last in and first out) and will be transferred in full amount if the automatic notice deposit balance is less than 50,000 Yuan. Capital deposited for 7 days (at least) will be granted with 7-day notice deposit proceeds and capital deposited for less than 7 days will receive current deposit proceeds.
Full line products of “7-day notice deposit” to satisfy different needs of wealth management
| Your wealth management habits | Products suitable for you | Product features |
|
* Have a large amount of idle funds planned to be withdrawn in a short term * Have definite plans for future capital arrangement, including the time schedule of withdrawal and amount to be withdrawn |
7-day notice deposit |
1. Higher interest income for a large amount of capital than current deposits 2. Notify the bank 7 days in advance to receive the notice deposit proceeds |
|
* Expect unified arrangement of a large amount of capital and gain high interest proceeds in a short-term * Have no definite time schedule for future capital withdrawal |
Premium Weekly 1.0 designated account deposit |
1. Automatic notice, 7-day automatic redeposit upon maturity and aggregated principal and interest. 2. Full amount withdrawal, and 7-day notice deposit proceeds for capital deposited for at least 7 days. |
|
* Be used to bank card consumption * Often invest and manage wealth and need short-term wealth management at intervals of investment & wealth management * Have frequent inflow and outflow of capital and use bank card for capital settlement |
Premium Weekly 2.0 Automatic Deposit |
1. Automatic notice, automatic redeposit as 7-day deposit matures, compound interest and notice deposit proceeds for capital deposited for at least 7 days. 2. Automatic transfer, easier consumption and wealth management, flexibility as current account and sufficient financial liquidity. |
Application Process
You only have to apply at any SPDB network with your bank card or log on ebank.spdb.com.cn for self-service.
Friendly Reminder
The above information is for publicity and presentation only. Please consult SPDB networks or dial 95528 for more information.