| Service Charges | |
| Transfer Fees | |
| ATM Charges | |
| Deposit/ Cashing /Transfer Fees over counter | |
Transfer Fees
| Notes: The following charging standard takes effect from April 1, 2012 and is for your reference only. The full charging standard should subject to the Bank’s official publicity. | ||||
| Item | Channels | In/Out-station | Charges | Remarks |
| Transfers to SPD Bank accounts | Online Banking/Mobile Banking/Phone Banking/TV Banking | In-station | Free |
1. Out-station transfers to SPD Bank accounts will be subject to the Electronic Transfer Standards. 2. Funds arrive in real-time. 3. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of all channels, including but not limited to bank counter, online banking, ATM and phone banking). 4. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. 5. Commission fee will be free before June 30, 2012. 6. Transfers via Mobile Banking will be charged CNY 2 per deal before December 31, 2012. |
| Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
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| Ordinary inter-bank transfers | Online Banking/Mobile Banking/Phone Banking | In/Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
1. Transfers to Non-SPD Bank accounts will be subject to the Electronic Transfer Standards. 2. Funds will arrive beneficiary bank within 24 hours (working days), and will be postponed in case of holidays and other special circumstances. 3. Qualified Premier Banking Platinum cardholders will enjoy a 50% discount. Qualified Premier Banking Diamond cardholders will be charged free. 4. Commission fee will be free before June 30, 2012. 5. For in-station transfers to non-SPD Bank accounts, a preferential electronic transfer rate is being offered: (1) CNY 2 per deal, if transferring amount <=CNY 3000 (2) CNY 5 per deal, if CNY 3000<transferring amount<=CNY 10000 (3) CNY 10 per deal, if transferring amount > 10000 |
| Transfers via Super Online Banking | Online Banking/Mobile Banking | In/Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 5 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 50000 |
1. Funds arrive in real-time. Maximum transferring amount is CNY 50000. 2. Qualified Premier Banking Platinum cardholders will enjoy a 50% discount. Qualified Premier Banking Diamond cardholders will be charged free. 3. Commission fee will be free before June 30, 2012. 4. Electronic Transfer fee of Mobile Banking will be 50% off before December 31, 2012. |
Email Remittance | Online Banking | In/Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
Currently free |
| Mobile Phone Number Transfer | Mobile Banking | In/Out-station |
Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000 <transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000 <transferring amount <=CNY 500000 (4) CNY 20 per deal, if CNY 500000 <transferring amount <=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
Currently free |
Remarks：
① The definition of in-station is subject to the bank regulations.
② The Chinese version shall apply and prevail in case of discrepancies between the Chinese and English version.
ATM Charges
| Notes: The following charging standard takes effect from April 1, 2012 and is for your reference only. The full charging standard should subject to the Bank’s official publicity. | ||||
| Item | Channels | In/Out-station | Charges | Special Offers |
| Cashing on Non-SPD Bank machines | Self-service Machines | In-station | CNY 2 per deal |
1. Qualified payroll account will be charged free for the first two deals each month (consolidated statistics of bank counter and ATM). 2. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. |
| Out-station | 0.5%, minimum CNY 5; for peasant-worker bank card (cash withdrawal at rural credit cooperatives), a 8‰ commission rate will be charged, minimum CNY 1, maximum CNY 20 | |||
| Overseas | CNY 18 per deal | 1. Qualified Premier Banking Diamond cardholders will be charged free. | ||
| Inter-bank Inquiry | Self-service Machines | In-station | Free | |
| Out-station | Free | |||
| Oversea | CNY 4 per deal | 1. Qualified Premier Banking Diamond cardholders will be charged free. | ||
| Cashing on SPD Bank machines | Self-service Machines | In-station | Free |
1. The service if free of charge for Leisure Banking Platinum Card holders. 2. For payroll accounts meeting the standards set by SPD Bank, service charge for the first out-station cash withdrawal/deposit and the first transfer to SPD Bank account per month will be waived. (consolidated statistics of all channels, including but not limited to bank counter, online banking, ATM and phone banking) |
| Out-station | 0.5%, minimum CNY 3, maximum CNY 50 | 1. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of bank counter and ATM). 2. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. |
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| Cash Deposit on SPD Bank machines | Self-service Machines | In-station | Free | |
| Out-station | 0.5%, minimum CNY 3, maximum CNY 50 | 1. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of bank counter and ATM). 2. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. |
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| Transfer to SPD Bank Accounts | Self-service Machines | In-station | Free | |
| Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
1. Out-station transfers to SPD Bank accounts will be subject to the Electronic Transfer Standards. 2. Funds arrive in real-time. 3. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of all channels, including but not limited to bank counter, online banking, ATM and phone banking). 4. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. 5. Commission fee will be free before June 30, 2012. |
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Remarks：
① The definition of in-station is subject to the bank regulations.
② The Chinese version shall apply and prevail in case of discrepancies between the Chinese and English version.
Deposit/ Cashing /Transfer Fees over counter
| Notes: The following charging standard takes effect from April 1, 2012 and is for your reference only. The full charging standard should subject to the Bank’s official publicity. | ||||
| Item | Channels | In/Out-station | Charges | Remarks |
| Cashing at SPD Bank | Bank Counter | In-station | Free | 1. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of bank counter and ATM). 2. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. |
| Out-station | 0.5%, minimum CNY 3, maximum CNY 50 | |||
| Deposit at SPD Bank | Bank Counter | In-station | Free | 1. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of bank counter and ATM). 2. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. |
| Out-station | 0.5%, minimum CNY 2, maximum CNY 50 | |||
| Transfers to SPD Bank accounts | Bank Counter | In-station | Free | 1. Out-station transfers to SPD Bank accounts will be subject to the Electronic Transfer Standards. 2. Funds arrive in real-time. 3. Qualified payroll account will be charged free for the first deal each month (consolidated statistics of all channels, including but not limited to bank counter, online banking, ATM and phone banking). 4. Qualified Premier Banking Platinum/ Diamond cardholders will be charged free. 5. Commission fee will be free before June 30, 2012. |
| Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 |
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| Transfers to Non-SPD Bank accounts | Bank Counter | In/Out-station | Commission Fee: CNY 0.5 per deal Electronic Transfer Fee: (1) CNY 1 per deal, if transferring amount <=CNY 10000 (2) CNY 10 per deal, if CNY 10000<transferring amount<=CNY 100000 (3) CNY 15 per deal, if CNY 100000<transferring amount<=CNY 500000 (4) CNY 20 per deal, if CNY 500000<transferring amount<=CNY 1000000 (5) 2‰, maximum CNY 200, if transferring amount > 1000000 Postscript will be charged CNY 0.1 per character. |
1. Transfers to Non-SPD Bank accounts will be subject to the Electronic Transfer Standards. 2. Funds will arrive beneficiary bank within 24 hours (working days), and will be postponed in case of holidays and other special circumstances. 3. Qualified Premier Banking Platinum cardholders will enjoy a 50% discount. Qualified Premier Banking Diamond cardholders will be charged free. 4. Commission fee will be free before June 30, 2012. 5. For in-station transfers to non-SPD Bank accounts, a preferential electronic transfer rate is being offered: (1) CNY 2 per deal, if transferring amount <=CNY 3000 (2) CNY 5 per deal, if CNY 3000<transferring amount<=CNY 10000 (3) CNY 10 per deal, if transferring amount > 10000 |